Nakoma Mortgage California Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Tuesday, February 07, 2012	Broker /Origination Fee:	0.250%
Lock Period:	30 days	Loan Amount:	$200000

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$898.09	1.079 %	$2,158.00	3.615%	$660.00	APPLY ONLINE
3.625 %	$912.10	0.574 %	$1,148.00	3.699%	$660.00	APPLY ONLINE
3.750 %	$926.23	-0.040 %	Get $80.00	3.774%	$660.00	APPLY ONLINE
3.875 %	$940.47	-0.982 %	Get $1,964.00	3.822%	$660.00	APPLY ONLINE
4.250 %	$983.88	-1.250 %	Get $2,500.00	4.173%	$660.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.750 %	$1,357.24	1.643 %	$3,286.00	3.035%	$660.00	APPLY ONLINE
2.875 %	$1,369.17	0.950 %	$1,900.00	3.060%	$660.00	APPLY ONLINE
3.000 %	$1,381.16	0.391 %	$782.00	3.104%	$660.00	APPLY ONLINE
3.125 %	$1,393.22	-0.117 %	Get $234.00	3.156%	$660.00	APPLY ONLINE
3.250 %	$1,405.34	-0.900 %	Get $1,800.00	3.168%	$660.00	APPLY ONLINE

3/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.500 %	$790.24	1.038 %	$2,076.00	3.726%	$660.00	APPLY ONLINE
2.625 %	$803.30	0.795 %	$1,590.00	3.729%	$660.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.500 %	$790.24	3.125 %	$6,250.00	3.752%	$660.00	APPLY ONLINE
2.625 %	$803.30	0.476 %	$952.00	3.568%	$660.00	APPLY ONLINE
2.750 %	$816.48	-0.314 %	Get $628.00	3.540%	$660.00	APPLY ONLINE
2.875 %	$829.78	-0.325 %	Get $650.00	3.575%	$660.00	APPLY ONLINE
3.250 %	$870.41	-0.343 %	Get $686.00	3.680%	$660.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.750 %	$816.48	1.014 %	$2,028.00	3.535%	$660.00	APPLY ONLINE
2.875 %	$829.78	0.691 %	$1,382.00	3.557%	$660.00	APPLY ONLINE
3.000 %	$843.21	-0.180 %	Get $360.00	3.535%	$660.00	APPLY ONLINE
3.875 %	$940.47	-0.197 %	Get $394.00	3.870%	$660.00	APPLY ONLINE
4.125 %	$969.30	-0.411 %	Get $822.00	3.948%	$660.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.250 %	$870.41	1.059 %	$2,118.00	3.335%	$0.00	APPLY ONLINE
3.375 %	$884.19	0.479 %	$958.00	3.413%	$0.00	APPLY ONLINE
3.500 %	$898.09	-0.441 %	Get $882.00	3.465%	$0.00	APPLY ONLINE
3.625 %	$912.10	-0.596 %	Get $1,192.00	3.577%	$0.00	APPLY ONLINE

FHA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.750 %	$1,357.24	0.205 %	$410.00	2.779%	$0.00	APPLY ONLINE
2.875 %	$1,369.17	-0.228 %	Get $456.00	2.842%	$0.00	APPLY ONLINE
3.000 %	$1,381.16	-0.661 %	Get $1,322.00	2.906%	$0.00	APPLY ONLINE
3.125 %	$1,393.22	-0.994 %	Get $1,988.00	2.983%	$0.00	APPLY ONLINE
3.250 %	$1,405.34	-2.258 %	Get $4,516.00	2.929%	$0.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.250 %	$870.41	1.309 %	$2,618.00	3.355%	$0.00	APPLY ONLINE
3.375 %	$884.19	0.729 %	$1,458.00	3.434%	$0.00	APPLY ONLINE
3.500 %	$898.09	-0.191 %	Get $382.00	3.485%	$0.00	APPLY ONLINE
3.625 %	$912.10	-0.346 %	Get $692.00	3.597%	$0.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.